Broker Check

Investment Management


<strong><span>Step 1: <em>Define your goals and time horizon</em></span></strong>

Step 1: Define your goals and time horizon

1. 1-5 Short Term

2. 5-10 years-- Intermediate Term

3. Over 10 years-- Long Term

<strong>Step 2: <em>Assess your risk tolerance</em></strong>

Step 2: Assess your risk tolerance

1. Time horizon

2. Financial resources

3. Pursuit of multiple goals

4. Investment Experience

5. Liabilities or obligations of the investor

6. Personality

<strong>Step 3</strong>: <strong><em>Identify Target Asset Allocation</em></strong>

Step 3: Identify Target Asset Allocation

1. Income

2. Income & Growth

3. Growth & Income

4. Growth

5. Aggressive

<strong>Step 4</strong>: <strong><em>Review and Rebalance Regularly</em></strong>

Step 4: Review and Rebalance Regularly

No one should expect their investments to run on autopilot and monitor themselves. That is why the most important step in the asset allocation process may be making sure you continue to monitor your allocation. Additionally, changes in your life, life marriage, divorce, a new child, serious illness or injury, may change your tolerance for risk and therefore a change to your asset allocation.

*Asset allocation does not guarantee a profit or protection from losses in a declining market.

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