Are you are asking…

• Will Social Security be there for me?
• How much can I expect to receive?
• When should I apply for Social Security?
• How can I maximize my benefits?
• At this informative seminar you will learn

important rules and strategies for collecting

your retirement benefits.

Learn the rules for…

• How your benefit will be affected by the

age at which you apply

• How cost-of-living-adjustments, or COLAs,

affect benefits

• How spousal benefits work
• How survivor benefits work
• How divorced-spouse benefits work
• How working affects benefits
• How benefits affect taxes
• What to do if you have other income from

pensions or IRAs

At this workshop you will learn...

• 5 factors to consider when deciding to apply

for benefits

• When it makes sense to delay benefits—

and when it does not

• Why you should always check your

earnings record for accuracy

• How to estimate your benefits
• Innovative strategies for coordinating

benefits with your spouse

• How to minimize taxes on Social Security

benefits

• How to coordinate Social Security with your

other forms of retirement income

The decisions you make today can have a

tremendous bearing on the total amount of

benefits you stand to receive over your lifetime.

Don’t miss this valuable workshop